Trading 212 Review

Trading 212

Trading 212

  • Leverage: 1:30

  • Regulation: FCA, BFSC, CySEC

  • Min. Deposit: $1

  • HQ: UK

  • Platforms: Proprietary Platform and Apps

  • Found in: 2006

Trading 212 Licenses

  • Trading 212 UK Ltd. - authorized by FCA (UK) registration no. 609146 
  • Trading 212 Ltd. - authorized by FSC (Bulgaria) registration no. RG-03-0237
  • Trading 212 Markets Ltd. - authorized by CySEC (Cyprus) registration no. 398/21

Top 3 Forex Brokers

  1. What is Trading 212?
  2. Trading 212 Pros and Cons
  3. Awards
  4. Safe or a Scam?
  5. Leverage
  6. Accounts
  7. Fees
  8. Spreads
  9. Deposits and Withdrawals
  10. Trading Platform
  11. Customer Support
  12. Education
  13. Conclusion

Our Review Method

  • 55Brokers Financial Experts with over 10 years of experience in Forex Trading check all trading offerings, fees, and platforms, verified regulations, contacted customer service, and placed traders to see trading conditions and give expert opinions about Trading 212.

What is Trading 212?

Trading 212 is a multi-regulated Forex and CFD broker offering Stocks, ETFs, and CFD trading instruments to traders with good trading solutions and a technology base.

  • Since its launch as a brokerage company in 2006 with headquarters in the UK, the broker walked the path of strong growth, and at the beginning, it served offices in Bulgaria. It has become one of the biggest and most popular platforms, as well as operating numerous world clients and supporting direct service lines worldwide.

Trading 212 is known for its first and only zero-commission stock trading service in the UK and Europe, which unlocks the stock market for millions of people to trade.

Trading 212 Pros and Cons

Trading 212 has a solid background and good regulation from top-tier FCA. The broker provides a great trading environment and is one of the respected and large brokers with the best trading videos and education section, based on our research. The platform is very well designed and packed with professional tools, and the instrument range is very wide including Cryptos.

For the Cons, the trading proposal and platform might suit more advanced traders or professionals with bigger-size trading, also there are no multi-currency accounts.

Recognized and regarded broker worldwideNo multi-currency accounts
Strictly regulated by the reputable FCA in the UKPlatform and general offering may be more suitable for professional or bigger-size traders
Wide range of instruments available including Forex and CFDs
Competitive trading conditions
Professional platform with advanced tools

Trading 212 Review Official Website

Trading 212 Review Summary in 10 Points
🏢 HeadquartersUK
🗺️ RegulationFCA, BFSC, CySEC
🖥 PlatformsProprietary platform
📉 InstrumentsETFs, Cryptocurrencies, CFDs on Forex, Commodities, Stocks, and Indices
💰 EUR/USD Spread1.2 pips
🎮 Demo AccountFree Practise no limits
💳 Minimum deposit$1
💰 Base currenciesEUR, USD, GBP
📚 EducationLearning videos with daily analysis
☎ Customer Support24/7

Overall Trading 212 Ranking

Trading 212 is a regarded broker with quite a good trading platform along with its proposed favorable conditions for trading. For the purpose of order execution of CFDs, the broker acts as principal, which means that Trading 212 operates through an STP execution model. Besides, Trading 212 places significant importance on the performance of execution focusing on high speeds for all Clients’ orders, within the limitations of technology and communications links.

  • Trading 212 Overall Ranking is 8.9 out of 10 based on our testing and compared to over 500 brokers, see Our Ranking below compared to other industry Leading Brokers.
RankingTrading 212Capital IndexThinkMarkets
Our Ranking⭐⭐⭐⭐⭐⭐⭐⭐⭐⭐⭐⭐⭐
AdvantagesTrading InstrumentsTrading ConditionsSpreads

Trading 212 Alternative Brokers

Trading 212 offers good trading conditions, a range of trading instruments, and commission-free investing. However, there are a number of other brokers that offer similar services. Here are some of the best alternatives to Trading 212:


Throughout the years of operation, Trading212 has gained successful results and figures that are also confirmed by numerous world publishes, received awards, and satisfactory rankings among traders.

Another progressive feature of Trading 212 is a highly regarded mobile app that has more than 10 million downloads, which made it one of the most popular trading apps in the world with numerous awards for excellence.

Trading 212 Review In Press

Is Trading 212 Safe or Scam?

No, Trading 212 is not a scam. It is a reliable broker with top-tier FCA regulation and implemented safety measures for low-risk Forex and CFDs trading.

Is Trading 212 Legit?

Trading 212 is a trading name used by Trading 212 UK Ltd. and Trading 212 Ltd, which are respectively registered in the UK and authorized by the FCA. In parallel, Trading 212 Ltd. is registered in Bulgaria and regulated by the Financial Supervision Commission.

See our conclusion on Trading 212 Reliability:

  • Our Ranked Trading 212 Trust Score is 9 out of 10 for good reputation and service over the years, also for a reliable top-tier license. The only point is that regulatory standards and protection vary based on the entity.
Strong PointsWeak Points
Sharp and reputable obligatory requirements set by FCA in the UKNot listed on Stock Exchange
Cross border licenses and global offering coverageRegulatory standards and protection vary based on the entity
Negative balance protection
Compensation scheme

How Are You Protected?

According to the above-mentioned regulations, the clients’ funds are compliant with regulations and are kept separately in segregated bank accounts. Meanwhile, along with the FCA set of rules the Financial Services Compensation Scheme (FSCS) and the Investors Compensation Fund (ICF) in Bulgaria cover the clients’ funds in the unlikely event of Trading 212 default.

This means that every trader will be compensated if the company fails and eligible to get compensation of up to GBP 85.000 through the UK entity and the ICF Bulgaria compensation of up to EUR 20.000.

Trading 212 Review License


Leverage, known as a loan given by the broker to the trader enables trading with a larger size than the initial invested capital is. The leverage significantly increases the potential of gains, yet works in reverse too, that’s why traders should use leverage smartly.

As for the involved risks, the European regulators and ESMA regime itself mandated European and UK brokers to set lower maximum leverage levels with the purpose to protect clients. Therefore, Trading 212 leverage is the following:

  • Forex instruments and Currency Pairs leverage is set to a maximum of 1:30.
  • CFDs on Stocks, Indices, and more up to 1:5 according to the instrument conditions.
  • Commodity CFDs offering up to 1:10.

Account Types

Trading 212 provides three account types: one for CFDs, one for investing in shares, and an ISA option. By the investment in shares, you will be able to benefit from the Fractional Shares offering and unlimited instant trades along with other benefits.

At the very beginning and to familiarize yourself with Trading 212 platform which might be a bit complex for beginning traders, you may sign in for Free Demo Account and further select suitable Live account conditions.

Fast digital account openingAccount types and proposals may vary according to jurisdiction
Low minimum deposit
Free Demo account
Account base currencies EUR, USD, GBP

How to Open Trading 212 Live Account?

Opening an account with Trading 212 is quite easy. You should follow the opening account or sign-in page and proceed with the guided steps:

  • Select and Click on the “Open Account” page
  • Enter the required personal data (Name, email, phone number, etc.)
  • Verify your personal data by upload of documentation (residential proof, ID, etc.)
  • Complete the electronic quiz confirming your trading experience
  • Once your account is activated and proven, follow with the money deposit.

Trading 212 Review Accounts

Trading Instruments

Trading 212 offers a range of trading instruments including more than 180 pairs of Forex, Cryptocurrencies, and CFD trading based on Stocks, Indices, Commodities, and as well as trading through Equities.

  • Trading 212 Markets Range Score is 9.2 out of 10 for wide trading instrument selection among Forex, Stocks, Indicies, and more.

Trading 212 Review Trading Instruments

Trading 212 Fees

Trading 212, as an STP broker, offers very competitive and low fees with a $0 commission. Besides, according to the trader’s activity, trading volumes, and initial capital, the offering may vary and bring you even more competitive conditions, along with tailor-measured solutions.

  • However, since Trading 212 offers two ways of trading either Invest opportunity or trading CFDs, make sure you’ll check the correct proposal as fee conditions and terms may vary. For Investing via Credit/Debit cards, Google Pay, or Apple Pay, there are no fees until you deposit EUR 2000 in total. A fee of 0.7% will apply thereafter.

A swap or overnight fee, which is usually charged once a position opened longer than a day calculated as per the particular instrument too. As an example for EUR/USD short position swap fee is 0.000002, while the long one will be an additional small gain to your trade, which is typically -0.000151.

  • Trading 212 Fees are ranked low with an overall rating of 8.9 out of 10 based on our testing and compared to over 500 other brokers.
FeesTrading 212 FeesCapital Index FeesThinkMarkets Fees
Deposit feeNoNoNo
Withdrawal feeNoNoNo
Inactivity feeYesYesYes
Fee rankingLowLow, AverageLow

Tradng 212 Review Fees Investing


Trading 212 Spread offers both fixed or floating spreads, however, zero spread trading is enabled by Trading 212 on selected currency pairs from one account per client. In addition, the broker provides some of the tightest spreads in the industry. Based on our findings, the average spread for EUR USD is 1.2 pips.

Cryptocurrencies are traded 24/7 and offer Bitcoin, Ethereum, Litecoin, Ripple, and more speculation through a floating spread with a margin of 10% and a Spread of around 55. Commodities brought to the trading opportunity with fixed or floating spreads too, also starting from the minimum quantity of 1 and margins from 0.5%, which is quite a competitive proposal among the industry.

  • Trading 212 Spreads are ranked low with an overall rating of 8.9 out of 10 based on our testing comparison to other brokers. We found Forex spread much lower, and spreads for other instruments are very attractive too.
Asset/ PairTrading 212 SpreadCapital Index SpreadThinkMarkets Spread
EUR USD Spread1.2 pips1.1 pips0 pips
Crude Oil WTI Spread4.8 pips74
Gold Spread350.5 6
BTC USD Spread50-1

Trading 212 Review Spreads

Deposits and Withdrawals

Trading 212 offers a range of funding methods including Bank Transfers, Credit/Debit card payments, Skrill, and more.

  • Trading 212 Funding Methods we ranked good with an overall rating of 9 out of 10. The minimum deposit is among average in the industry, yet fees are either none or very small also allowing to benefit from various account-based currencies, yet deposit options vary on each entity.

Here are some good and negative points for Trading 212 funding methods found:

Trading 212 AdvantageTrading 212 Disadvantage
$1 is a first deposit amountMethods and fees vary in each entity
Fast digital deposits, including Skrill and Credit CardsDeposit fees may be applicable
Multiple account base currencies
No fees for withdrawals
Withdrawal requests confirmed within 3 days

Deposit Options

In terms of funding methods, Trading 212 offers a few payment methods which are a very good plus, yet check according to its regulation whether the method is available or not.

  • Credit/Debit cards
  • Bank wire
  • Skrill
  • PayPal
  • Dotpay
  • Giropay
  • Apple/Google Pay, and more

Trading 212 Minimum Deposit

Trading 212 minimum deposit amount is 1 GBP/1 EUR, making it a good option for beginning or various trading size traders as well.

Yet, be sure to verify deposit fee terms as depending on the method of payment and the currency of your trading account, there is a deposit fee between 0.7% and 3.5% applied.

Trading 212 minimum deposit vs other brokers

Trading 212 Most Other Brokers
Minimum Deposit $1 $500

Trading 212 Withdrawals

Trading 212 withdrawal fee is 0%, which means there are no charges for withdrawal. In addition, we found that Trading 212 withdrawal option via Bank wire or Skrill is eligible for the bank/Skrill fees requested by the service provider itself.

The withdrawal methods are actually the same ones as deposit options, while withdrawal is also typically processed by the same method as the deposit was done due to regulatory rules. Yet, check on the conditions with customer service as well, it is quite common that higher withdrawals than your initial deposits will be transferred to the bank account.

How Withdraw Money from Trading 212 Step by Step:

  1. Login to your account
  2. Select Withdraw Funds’ in the menu tab
  3. Enter the withdrawn amount
  4. Choose the withdrawal method
  5. Complete the electronic request with necessary requirements
  6. Confirm withdrawal information and Submit
  7. Check the current status of withdrawal through your DashboardTrading 212 Review Withdrawals

Trading Platforms

In order to suit traders’ needs with the most convenient technology, Trading 212 has chosen to offer a single proprietary platform. The platform provides a trading full variety of proposed instruments with an easy, user-friendly interface.

  • Trading 212 Platform is ranked good with an overall rating of 8.9 out of 10 compared to over 500 other brokers. We mark it as good since it offers a convenient platform for professional trading.
Trading Platform Comparison to Other Brokers:
PlatformsTrading 212 PlatformsCapital Index PlatformsThinkMarkets Platforms
Own PlatformYesNoYes
Mobile AppsYesYesYes

Web Trading Platform

There is no need to download the program since traders can get access through any computer browser and use its Web Platform capability.

The platform was developed with the purpose to make the trading process smooth, nevertheless featuring all necessary tools for analysis, viewing, and charting, as well enhanced by a built-in economic calendar and a real-time news feed.

We found the trading platform with its clean and good feel for both market analysis and trading itself. Charting is clear and good to monitor, as well as intuitively you may find tools you need to use as well as to set necessary orders or so.

Mobile Trading Platform

Another great feature of the company is its trading applications that bring the freedom to trade anywhere. Free and simple-to-use apps suitable for iPhone and Android devices.

Trading212 Apps feature almost the same advanced trading experience as the desktop platform version. In addition, the app was nominated as the best mobile app in the UK because of its emphasis on intuitive design and its powerful performance.

Tradng 212 Review Trading Platform

Customer Support

Our Expert research shows that Trading 212 has excellent customer service standing at a professional level and supports Live chats, Phone lines, and Email in multiple languages. You may be calm knowing that not only friendly advice but good quality answers will be provided fast and in a good matter.

  • Customer Support in Trading 212 is ranked good with an overall rating of 9.5 out of 10 based on our testing. We got fast and knowledgeable responses, also quite easy to reach during the working days and weekends.

See our find and ranking on Customer Service Quality:

24/7 customer supportNone
Quick responses
Relevant answers
Live chat, international phone lines, and email

Trading 212 Education

Definitely, getting the knowledge is one of the crucial parts of online trading, hence to get advanced education and practice trading with a test of the strategies is crucial for a successful start. Therefore, Trading 212’s Demo account offers $10,000 in virtual funds allowing trading without risk and time limitations.

Besides, the broker developed comprehensive educational materials including webinars, educational videos, and supporting sources designed to give traders all the necessary info and analyze markets well. Therefore this is a great benefit for beginning traders as well.

The research and analysis tools, however, are rather limited at Trading212. Yet, you will find an Economic calendar, a News tab with all the freshest releases and updates, also Daily Analysis for numerous major instruments.

  • Trading 212 Education ranked with an overall rating of 8.9 out of 10 based on our research. The broker provides very good quality educational materials, and excellent research also cooperates with market-leading providers of data.

Tradng 212 Review Education

Trading 212 Review Conclusion

Overall, Trading 212 Review presented us with a broker that is among the shortlisted companies offering zero commission and bringing access to trade the stock market for many traders. In addition, Trading 212 acts as an agent hence offering some of the tightest spreads in the industry. Trading 212 is easy to use but a powerful trading solution, it is perfect for beginning traders as well with benefits through excellent learning material and support provided by the company.

Based on Our findings and Financial Expert Opinions Trading 212 is Good for:

  • Beginners
  • Professional Trading
  • Advanced traders
  • Zero commission trading
  • Currency and CFD trading
  • Stock trading
  • Low spread trading
  • Tight spreads
  • Variety of trading strategies
  • Excellent customer support
  • Excellent Forex education

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