- What is XTB?
- XTB Pros and Cons
- Regulation and Security Measures
- Account Types and Benefits
- Cost Structure and Fees
- Trading Platforms and Tools
- Trading Instruments
- Deposit and Withdrawal Options
- Customer Support and Responsiveness
- Research and Education
- Portfolio and Investment Opportunities
- Account Opening
- Additional Tools And Features
- XTB Compared to Other Brokers
- Full Review of Broker XTB
Overall Rating 4.6
Regulation and Security | 4.6 / 5 |
Account Types and Benefits | 4.2 / 5 |
Cost Structure and Fees | 4.5 / 5 |
Trading Platforms and Tools | 4.5 / 5 |
Trading Instruments | 4.6 / 5 |
Deposit and Withdrawal Options | 4.4 / 5 |
Customer Support and Responsiveness | 4.3 / 5 |
Research and Education | 4.4 / 5 |
Portfolio and Investment Opportunities | 4.5 / 5 |
Account Opening | 4.4 / 5 |
Additional Tools and Features | 4.2 / 5 |
What is XTB?
XTB is a trusted UK and European market-leading brokerage providing online trade solutions, through its headquarters in Poland and London (UK). XTB broker was the first firm to introduce Forex trading in Poland and has now become one of the largest stock exchange companies.
XTB was first established in Poland, in 2002, and it is Poland’s one of the first leveraged foreign exchange brokerage companies. In 2004 it became compliant with new regulations and rebranded to its current incarnation: XTB Online Trading (XTB). The company went public on the Warsaw Stock Exchange under the ticker symbol “XTB” back in 2009.
Where is XTB based?
XTb withholds global providers of FX and CFDs headquartered in Warsaw, and London also XTB has multiple offices including in Cyprus, Czech Republic, Hungary, Italy, Turkey, Chile, Belize, Germany, Slovakia, Portugal, Romania, Spain, and France, providing dedicated service and support on a 24 hours basis.

XTB Pros and Cons
XTB is a reliable broker with good regulation and also is one of the best Poland Forex Brokers. Operating for many years XTB provides good conditions for beginners and professional traders, with low costs and excellent support, including learning and research materials. XTB’s web platform and mobile app are packed with tools and are good for CFD trading or day trading.
On the other hand, XTB does not provide 24/7 support and conditions may vary according to entity rules. Also, we noticed that MetaTrader 4 (MT4) is available for only XTB International Limited (MENA Clients).
Advantages | Disadvantages |
---|
Long years of operation | Conditions vary according to regulation and entity |
Globally recognized and multiple awarded broker | No 24/7 support |
Standard and professional trading conditions | |
Competitive costs and commissions
| |
Good support, learning and research tools | |
Listed on Stock Exchange | |
Client account protection | |
XTB Features
XTB is a popular Forex and CFD trading broker with quality services and trading conditions that are suitable for beginners or experienced traders. Here are the main features of XTB to review while choosing a broker with available Trading Instruments, Account Conditions, Trading Platforms, Trading Education, and more:
XTB Features in 10 Points
🏢 Regulation | FCA, CySEC, KNF, FSC, CNMV, DIFC |
🗺️ Account Types | Standard Account |
🖥 Trading Platforms | xStation 5, MT4 |
📉 Trading Instruments | Over 6100 trading instruments including CFDs on Forex, Indices, Commodities, Cryptocurrencies, Stocks, Equities, ETFs |
💳 Minimum Deposit | $0 |
💰 Average EUR/USD Spread | 1 pip |
🎮 Demo Account | Available |
💰 Account Base Currencies | EUR, USD, GBP |
📚 Trading Education | Educational articles, eBooks, Webinars, Market analysis |
☎ Customer Support | 24/5 |
Who is XTB For?
XTB is a well-regulated broker holding multiple licenses worldwide, making it accessible for International Trading. Based on our findings XTB is Good for:
- Trading Currency pairs and CFD trading
- European trading
- Traders from the UK
- International trading
- High leverage trading
- Traders who prefer MT4
- Experienced traders and beginners
- Suitable for a variety of Trading Strategies
- Competitive fees and spreads
- Investment options
- Supportive customer service
- Good learning and research materials
- Scalping/ Hedging Strategies
XTB Summary
Overall, our research showed XTB as a multi-asset broker that provides a well-balanced trading experience while regulated in several major financial centers, hence considered a reliable broker. Beyond quality service, the broker’s powerful platform and client offerings earned excellent ratings and regard. While testing XTB, our experts checked the benefits, and we can assure clients will sustain a long-term relationship with the broker since XTB’s main objective is building durable cooperation with active traders.
One of the main advantages of a broker is its low spreads and no commission cost. xStation 5 is well-functional and intuitive which, in our opinion, is a great plus. Broker’s MT4 offers expert advisors, back-testing, and auto-trading for the more technologically advanced traders, however, the platform is not available in every jurisdiction. Overall, XTB is best suited for cost-conscious clients wishing to trade the retail foreign exchange markets.
55Brokers Professional Insights
XTB is pretty regarded by experts and the trading community as a quality technology broker, with excellent software and execution suitable for most trading strategies and technical trading too. One of the standout features apart of a quality trading environment is its good trading costs, such as minimal or no transaction fees, making it a favorable choice for traders. Additionally, the absence of minimum deposit requirements means traders can start with as little as $1, offering accessibility for all level traders. Another great plus is that XTB offers investment and purchase of real Stocks, so traders or investors are welcome at XTB, which is a rare feature among Forex Broker, as most typically offer only trading opportunities, not both.
XTB is also a reliable Broker which is another plus since operated for quite some time and provides a secure and transparent trading experience regarded by most traders engaged in trading with XTB. XTB proprietary trading platform is another highly regarded thing in the proposal, even so, the choice of software is only consistent with MT4 and proprietary xStation5 it is well-enough for all traders at most. We highly enjoy trading with xStation too, as the platform is equipped with a variety of good trading tools, excellent market analysis and the execution of trading orders is just smooth.
However, there are some limitations to consider too, these include the unavailability of 24/7 customer support, which might be a drawback for traders requiring constant assistance. Also, trading conditions vary depending on the entity, such as the range of tradable assets differs across jurisdictions, which may lead to certain limitations.
Consider Trading with XTB If:
XTB is an excellent Broker for: | - Need broker holding multiple licenses.
- Looking for broker suitable for beginners and professional traders.
- Offering popular trading instruments.
- Regulated by reputable authorities.
- Need broker providing MT4 trading platform.
- Offering high leverage up to 1:500.
- Looking for broker with no minimum deposit amount.
- Providing Investment Plans.
- Need broker with good trading tools and research.
- Looking for broker with quality customer service.
- Providing competitive fees and spreads.
|
Avoid Trading with XTB If:
XTB might not be the best for: | - Who prefer 24/7 customer service.
- Looking for MT5 or cTrader trading platforms.
- Need broker offering different trading accounts.
- Need broker with fixed spreads.
- Looking for broker offering Copy Trading/Social Trading.
- looking for non-CFD trading products. |
Regulation and Security Measures
Score – 4.6/5
XTB Regulatory Overview
XTB operates under multiple licenses issued by reputable financial authorities, including FCA in the UK, CySEC in Cyprus, the Polish KNF, CNMV in Spain, and DIFC in Dubai. Each entity adheres to the specific regulations of its jurisdiction, providing tailored trading conditions to meet the needs of local and international traders.
However, international trading is regulated under an offshore license issued by FSC in Belize, providing access to global markets while maintaining essential compliance standards. While this license ensures a degree of oversight and legitimacy, it may not offer the same level of protection as licenses from more stringent regulators like the FCA or CySEC.
Traders engaging through the Belize entity should consider the regulatory environment carefully and ensure it aligns with their specific trading needs and expectations.
How Safe is Trading with XTB?
Trading with XTB is generally considered safe due to its strong regulatory framework and global presence. The broker is licensed and overseen by Top-Tier financial authorities, ensuring a low-risk trading environment and adherence to stringent industry standards for transparency and client protection.
Additionally, the broker employs advanced security measures, such as negative balance protection and segregated client accounts, to safeguard traders’ funds and data under the Financial Services Compensation Scheme (FSCS).
Consistency and Clarity
XTB is widely regarded as a reliable broker, thanks to its robust regulatory framework, transparent operations, and strong reputation in the trading industry. The broker’s user-friendly proprietary platform, competitive pricing, and access to popular markets further enhance its appeal, also for the years Broker operated and gained high trust among traders. Constantly proving a quality trading environment, the Broker did not have any serious issues in its operation marking it a Broker of high trust.
Traders often praise XTB for its low spreads, fast execution, and responsive customer support. However, some traders have raised concerns about differences in trading conditions and the availability of services among XTB’s entities. Also, they highlighted areas for improvement, such as the lack of 24/7 assistance, limited account types, and the absence of MetaTrader 4 in most jurisdictions. Despite these drawbacks, XTB remains a trustworthy broker, offering consistency and clarity in its trading conditions, making it a preferred choice for many traders globally suitable for long-term trading.

Account Types and Benefits
Score – 4.2/5
Which Account Types Are Available with XTB?
XTB provides one account type, Standard Account, where you can trade with all costs built into a spread. Additionally, the broker offers a Demo Account, allowing traders to practice strategies and explore the platform without financial risk.
For clients requiring compliance with Islamic finance principles, XTB also offers a Swap-Free Account. Notably, XTB does not impose a minimum deposit requirement, meaning traders can start with as little as $1, making it highly accessible.
Standard Account
The Standard Account is the sole live trading account offered by XTB across all its entities, catering to traders of all experience levels. This account provides access to diverse markets, ensuring flexibility for various trading strategies.
Available on XTB’s proprietary xStation platform, and in the MENA region on both xStation and MT4, the account offers an intuitive interface, fast execution speeds, and diverse trading tools. It features competitive spreads starting from 0.5 pips and has no minimum deposit requirement. However, traders should be aware that the availability of specific instruments and features may vary depending on the jurisdiction of the XTB entity.

Regions Where XTB is Restricted
XTB operates globally but is restricted in certain regions due to regulatory constraints and local financial laws. Some of the countries where XTB is not available include:
- India
- Indonesia
- Pakistan
- Syria
- Iraq
- Iran
- United States
- Australia
- Albania
- Belize
- Belgium
- Brazil
- New Zealand
- Japan
- South Korea
- Hong Kong
- Israel
- Turkey
- Venezuela
- Bosnia and Herzegovina
- Ethiopia
- Uganda
- Cuba
- Yemen
- Afghanistan
- Laos
- North Korea
- Guyana
- Vanuatu
- Mozambique
- Republic of the Congo
- Libya
- Macao
- Panama
- Singapore
- Bangladesh
- Kenya
- Palestine
- The Republic of Zimbabwe

Cost Structure and Fees
Score – 4.5/5
XTB Brokerage Fees
XTB is known for its competitive fee structure, offering transparent and cost-effective trading conditions. The broker primarily charges through spreads, starting from as little as 0.8 pips for major Forex pairs.
One of XTB’s advantages is the absence of deposit fees for most payment methods, however, some deposit methods may incur additional fees imposed by payment providers. Notably, the broker has no minimum deposit requirement, allowing traders to start with as little as $1.
Additionally, XTB does not impose commissions on most instruments traded under the Standard Account, further reducing costs for traders.
Overall, XTB’s fee structure is designed to accommodate traders of all levels. However, the trading conditions, including fees, spreads, and withdrawal policies may vary depending on the jurisdiction of the XTB entity.
XTB offers competitive tight spreads designed to suit traders of all levels, starting as low as 0.8 pips for Forex trading under the Standard Account. Spreads are variable and apply across a wide range of instruments, including Forex, indices, commodities, and cryptocurrencies. However, they may vary depending on the jurisdiction of the XTB entity, so traders should review the specific terms in their region.
XTB’s fee structure is mainly built into its spreads for most trading instruments. For CFD trading, the broker does not charge execution commissions, except for Equity CFD and ETF trades, where standard fees apply. Instead, trading costs are reflected in slightly wider spreads. For real stock and ETF investments, XTB offers a 0% commission for nominal investments up to 100,000 EUR per calendar month, with a 0.2% commission charged on amounts exceeding this threshold.
Additionally, a 0.5% Forex fee applies to investments made in currencies different from the account’s base currency.
For the XTB overnight fee, known as the swap rate, the broker charges a differential based on the two currencies in the pair and whether the position is a buy “long” or a sell “short”. The fee varies depending on the currency pair. For example, the EUR/USD rollover for a buying position is -12.037, while a selling position allows you to gain 5.795.
In addition to its standard trading fees, XTB has a few other charges that traders should be aware of. One notable fee is the inactivity fee, which is applied after 12 months of no account activity, charging €10, £10, or $10 per month.
XTB also imposes a swap rate for positions held overnight, which can either be positive or negative depending on the currency pair or asset being traded. For traders who prefer not to incur swap charges, a swap-free account option is available.
Moreover, some deposit and withdrawal methods may incur additional fees charged by third-party payment providers, although XTB itself does not charge for deposits. Also, withdrawals are free for amounts above 50 USD/GBP with XTB’s international and UK entities and above 100 EUR for the Cyprus entity.
How Competitive Are XTB Fees?
XTB offers a competitive and transparent fee structure as we mark it during our tests, with the advantage of low spreads and no execution commissions on most CFD trades. This makes it an attractive option for traders looking for cost-effective trading conditions. Additionally, real stock and ETF investments come with commission-free trading up to a certain threshold, and a swap-free account is available for traders who prefer not to incur rollover fees.
However, as a drawback, the fees may vary depending on the trading instrument and jurisdiction, and some Equity CFD and ETF trades carry additional fees. Also, while the overall fee structure is favorable, traders may experience slightly wider spreads on certain instruments to compensate for the commission-free model.
Asset/ Pair | XTB Spread | Forex.com Spread | FxPro Spread |
---|
EUR USD Spread | 1 pip | 1.3 pips | 1.4 pips |
Crude Oil WTI Spread | 0.03 | 3.5 | 39.04 cents |
Gold Spread | 0.25 | 71 cents | 36.49 cents |
BTC USD Spread | 0.22% | 100.0 | $30 |

Trading Platforms and Tools
Score – 4.5/5
XTB provides traders with access to its proprietary xStation 5 platform, known for its intuitive interface, a variety of trading tools, and seamless trading experience. The platform offers features such as real-time market data, a wide range of technical indicators, and investment plans.
For traders in the MENA region, XTB also supports MT4, one of the most popular platforms in the industry, known for its robust customization and automated trading capabilities. Available on desktop, web, and mobile devices, both platforms ensure flexibility and convenience for users.
Platforms | XTB Platforms | Forex.com Platforms | FxPro Platforms |
---|
MT4 | Yes | Yes | Yes |
MT5 | No | Yes | Yes |
cTrader | No | No | Yes |
Own Platform | Yes | Yes | Yes |
Mobile Apps | Yes | Yes | Yes |
XTB Web Platform
XTB’s Web Platform, powered by the proprietary xStation 5, provides access to over 6100 instruments and ensures quick and efficient order processing with an average execution time of less than 440 milliseconds. The platform offers a range of features and tools designed to empower traders and investors alike.
One standout feature is the Investment Plans, allowing traders to passively invest in ETFs by building personalized plans with the help of an intuitive interface and regular funding through automatic payments. Traders can stay updated with daily market news delivered via push notifications and deepen their market understanding through an extensive knowledge base, offering online courses for all experience levels.
Main Insights from Testing
During testing, the proprietary xStation 5 platform’s standout feature was the balance between performance and ease of use, catering to all skill levels of traders. The platform’s interface is clean and intuitive, allowing quick access to a diverse range of tools and market instruments.
Features such as automated investment plans and regular funding options add value for traders, while real-time updates ensure users stay ahead in the markets. With the integration of educational materials and analysis tools, xStation 5 successfully blends functionality with practicality, supporting a wide range of trading styles and strategies.
XTB Desktop MetaTrader 4 Platform
XTB’s Desktop MT4 platform provides a professional and versatile trading experience but is exclusively available in the MENA region. Renowned for its robust features, the platform supports a wide range of indicators, oscillators, and countless automatic strategies through Expert Advisors (EAs), enabling users to automate and optimize their trading activities.
Additionally, MT4 offers various charting tools with customizable options, allowing traders to analyze market trends with precision. With its stable performance, real-time data, and comprehensive risk management tools, the desktop version ensures seamless execution and control.
XTB Desktop MetaTrader 5 Platform
XTB does not offer the MetaTrader 5 platform, which may be a limitation for traders seeking better features and flexibility MT5 provides. However, the broker compensates for this by offering two robust alternatives, the proprietary xStation 5 platform and the MT4 platform. These platforms collectively provide a comprehensive trading experience, even without MT5.
XTB MobileTrader App
The XTB MobileTrader App offers a convenient and efficient trading experience, requiring only an account with XTB and a stable internet connection or access to 3G/4G. With this app, traders can easily manage their trades, including bulk order closing, access interactive charts with technical indicators, and utilize complete trade management features on the go.
The app also includes an economic calendar and real-time market news, ensuring traders stay updated with crucial market events. However, a potential drawback is that the app does not currently support 5G connectivity, which may limit its performance in areas where only 5G is available.

Trading Instruments
Score – 4.6/5
What Can You Trade on XTB’s Platform?
On XTB’s platform, traders have access to over 6100 trading instruments, including CFDs on Forex, Indices, Commodities, Cryptocurrencies, Stocks, Equities, and ETFs, providing broad opportunities for diversification.
Whether traders prefer trading CFDs or investing in real stocks and ETFs, XTB offers flexibility to suit different trading strategies and preferences.
However, the availability of instruments can differ depending on the specific jurisdiction. For example, cryptocurrency trading is only available with the European entity.
Main Insights from Exploring XTB’s Tradable Assets
Exploring XTB’s tradable assets reveals a wide range of opportunities for traders, with access to various asset classes. One of the main insights that marks XTB as a standout among Forex Broker is its availability to Invest in Real stocks, not only trading of CFDs as the majority of Forex brokers offer, which is definitely a great benefit allowing various investors to engage with XTB.
Another noteworthy feature is XTB’s crypto trading, which allows trading on Bitcoin, Ethereum, Dash, Ripple, Tether, and Litecoin via CFDs on a 24/7 basis. There is no requirement to hold a wallet, and leverage of up to 1:5 is available. The swaps are relatively low, with a long position swap of 0.08% per day and a short position swap of 0.04% per day. Additionally, the spread is calculated based on just 1% of the target price, making it a cost-effective option for crypto traders. However, the only drawback is that crypto trading is available only in the European entity.
One of the key advantages is the diversity it offers, allowing traders to build a well-rounded portfolio with different market options. However, the availability of certain instruments can vary depending on the jurisdiction, as some regions may not have access to the full range of assets. Additionally, while CFD trading offers flexibility, real stock, and ETF investments may come with certain regional restrictions. Overall, XTB offers a diverse selection, but traders should confirm the exact instruments available in their region.

Leverage Options at XTB
XTB offers flexible leverage options to suit different trading strategies and risk preferences. However, while the multiplier can enhance profits, it also increases the potential for significant losses, especially in highly volatile markets.
The leverage available varies depending on the instrument being traded and the jurisdiction of the XTB entity:
- The maximum leverage level for European and UK clients is up to 1:30
- XTB international entity offers high leverage up to 1:500 for international clients in case your residence allows so. You may check more details through the official website in this regard.
Deposit and Withdrawal Options
Score – 4.4/5
Deposit Options at XTB
XTB offers several deposit options to cater to its clients’ diverse needs. Users can fund their accounts using methods such as bank transfers, credit or debit cards, and e-wallets. Yet, always be sure to verify conditions and methods with customer service as various conditions are applied according to regulations, and regions.
- Credit/Debit cards
- Bank Wire
- Skrill
- Neteller
- PayPal, and more
XTB Minimum Deposit
XTB stands out by not imposing a minimum deposit requirement, making it accessible to traders of all experience levels. This flexibility allows users to start trading with any amount they feel comfortable investing, removing barriers for beginners or those with limited capital. However, traders should consider funding their accounts with sufficient balance to cover margin requirements and trading costs.
Withdrawal Options at XTB
For the XTB withdrawal options and funding fees, the broker supports multiple payment methods, including bank transfers and online payment providers, though the availability may vary based on the trader’s location.
Bank transfers and deposits made via credit cards are free of charge, and XTB accepts the following currencies: EUR, USD, and GBP. Additionally, free withdrawals are available for amounts exceeding specific thresholds: 50 USD/GBP for international and UK entities and 100 EUR for the Cyprus entity. However, other payment methods, such as PayPal and Skrill, incur additional charges of 2% of the deposited amount.

Customer Support and Responsiveness
Score – 4.3/5
Testing XTB’s Customer Support
Based on our testing, XTB’s customer support offers a reliable service, aiming to assist traders with their queries efficiently. The support team is available 24/5 and can be reached via live chat, email, or phone, ensuring multiple channels of communication.
The broker also offers a detailed FAQ section, allowing users to resolve common issues independently.
However, a notable drawback is that while XTB offers multilingual services, the availability of specific languages may vary by region, which can occasionally limit accessibility for traders in less supported areas. Additionally, some users have reported that complex queries or issues may take longer to resolve compared to basic inquiries.
Contacts XTB
XTB provides multiple ways for traders to contact its support team, ensuring accessibility for a global audience. Customers can reach out via email, live chat, or phone support, depending on their preference.
For direct assistance, the broker offers specific phone numbers for its regional offices, such as +44 2036953086 for the UK and +48 22 201 95 50 for Poland. Additionally, +48 222 739 976 is available for 24/5 chat support for international clients.
While response times are generally prompt, the availability of phone support may vary based on the office hours of each location. For general inquiries, XTB also provides a comprehensive Help Center section and support through the xStation platform.

Research and Education
Score – 4.4/5
Research Tools XTB
XTB provides a range of research tools available on its platforms and website to support traders.
- On the xStation 5 platform, traders have access to various charting tools, technical indicators, oscillators, and real-time market data. The platform also features interactive charts, a comprehensive economic calendar, and market news updates.
- Additionally, XTB’s MT4 platform offers a different set of tools, including various technical indicators and automated strategies, catering to traders who prefer the flexibility of MetaTrader.
- On XTB’s website, traders can access Market News for regular updates from in-house analysts, as well as the knowledge base, which offers a wide selection of learning materials for traders of all levels.
Education
Another good point is the website’s comprehensive range of educational resources, including educational articles, eBooks, webinars, online courses, and video tutorials. The educational content covers essential topics like market analysis, trading strategies, risk management, and technical analysis, helping both beginners and advanced traders enhance their skills.
Additionally, the xStation 5 platform offers online courses for every level of experience.
However, the educational offerings may vary across different entities, with some regions providing more extensive resources and localized content than others. This can result in differences in the depth of educational support available to traders depending on their location.
Is XTB a good broker for beginners?
Yes, XTB is a good choice for beginners due to its user-friendly platforms, including the xStation 5 and MT4, which offer intuitive designs and easy navigation. The broker also provides a range of educational and research materials to help new traders build their knowledge and skills.
Additionally, the lack of a minimum deposit requirement allows beginners to start with small investments, while the demo account provides a risk-free way to practice trading strategies.

Portfolio and Investment Opportunities
Score – 4.5/5
Investment Options XTB
While XTB primarily focuses on Forex and CFD trading, it offers a unique investment solution with its Investment Plans, powered by over 350 ETFs. This is a beginner-friendly option with an intuitive interface that allows users to easily build their investment plans and invest a specified amount, starting from just 15 USD or its currency equivalent. Also, there is an option to Invest and trade Real Stocks, which is another good feature for Investors.
Additionally, XTB offers automated payments through its Auto Invest feature, enabling traders to set up regular contributions and invest systematically in their chosen ETFs. One of the standout benefits is zero-commission investing on all investments under the Plan, with a monthly turnover limit of 100,000 EUR. Transactions above this limit incur a 0.2% commission, and a 0.5% currency conversion fee applies when investing in foreign ETFs.
While XTB does not provide traditional investment features like PAMM or MAM accounts or Copy trading, its Investment Plans offer a simple and automated way to invest in ETFs with minimal fees.
Account Opening
Score – 4.4/5
How to Open XTB Demo Account?
Opening a demo account with XTB is a straightforward process that allows traders to familiarize themselves with the platform’s features and practice their trading strategies in a risk-free environment.
To begin, go to the official XTB website and locate the “Try a Demo” button, featured on the homepage. Click on it to access the registration form, where you will need to provide basic information such as your name, email address, phone number, and country of residence. Next, choose the type of demo account that suits your needs. XTB usually offers options like a standard demo account for general practice or an account with simulated market conditions for more advanced learning.
Once you have selected your account type, create a username and password for secure access. After completing the registration, you will receive a confirmation email. Open the email and follow the instructions to verify your email address. After verification, you can log in to your demo account using the credentials you set.
How to Open XTB Live account?
Opening an account with XTB is quite easy. Below are the main steps you will need to cover to accomplish the process of an account opening:
- Enter your email address, country of residence, and account password.
- Enter the full name, date of birth, nationality, passport number, and Tax identity.
- Mention the physical address (street, building no./name, flat no, postcode, and city).
- Choose your preferred offerings (a trading platform, account type, currency, and language).
- Give full answers to questions about prior experience.
- Provide a National ID or Passport and a bank statement.

Additional Tools and Features
Score – 4.2/5
In addition to the standard features and tools, XTB also offers several other valuable tools for traders among other features like the Active Trader program available. Here are some of the extra tools available at XTB:
- Smart Portfolios are pre-built investment portfolios that provide an easy way for traders to invest in a diversified range of ETFs, without the need for active management. These portfolios are designed to help manage risk and achieve long-term growth.
- Sentiment Analysis: This tool provides real-time data on the sentiment of other market participants, helping traders gauge whether the market is leaning toward a bullish or bearish trend.
- Traders can set Price Alerts, available on xStation 5, for specific price levels, allowing them to be notified when certain conditions are met, so they do not miss trading opportunities.

XTB Compared to Other Brokers
When comparing XTB to its competitors, the broker stands out for its broad asset variety and overall competitive trading conditions. XTB’s fee structure is competitive, especially for commission-free accounts, but it may not appeal to traders with very high turnovers due to surcharges for exceeding certain thresholds. Another limitation is the lack of multiple account types, which restricts traders from tailoring their trading experience to suit specific needs, unlike competitors offering a variety of account options.
The broker’s regulatory credentials ensure a secure trading environment, comparable to other well-regulated brokers. However, its educational resources, while robust, are not as extensive as those provided by brokers like XM or Forex.com. Another drawback is that XTB’s customer support operates only on a 24/5 basis, which may be less convenient compared to competitors offering 24/7 support.
However, a notable drawback is the absence of other widely used trading platforms like MT5 or cTrader, which may be preferred by some traders. Additionally, its research tools are less advanced compared to those offered by brokers that provide integration with platforms like TradingView or more sophisticated analytical tools. Overall, XTB delivers a solid trading experience with unique strengths, but traders should evaluate these against their specific requirements when comparing XTB to other brokers.
Parameter |
XTB |
FXTM |
XM |
FP Markets |
IC Markets |
Forex.com |
eToro |
Spread Based Account |
Average 1 pip |
Average 1.5 pips |
1.6 pips |
From 1 pip |
From 1 pip |
Average 1.3 pips |
Average 1 pip |
Commission Based Account |
0.0 pips + 0.2% (for real stocks and ETF above €100,000 monthly turnover) |
0.0 pips + $3.5 |
Only on Shares Account |
0.0 pips + $3 |
0.0 pips + $3.50 |
0.0 pips + $5 |
Available at US eToro Crypto |
Fees Ranking |
Low/ Average |
Average |
Average |
Low/ Average |
Low/ Average |
Average |
Average |
Trading Platforms |
xStation 5, MT4 |
MT4, MT5 |
MT4, MT5, XM WebTrader |
MT4, MT5, cTrader, IRESS, Proprietary Platform |
MT4, MT5, cTrader |
MT4, MT5, Forex.com Web Trader, TradingView |
Proprietary |
Asset Variety |
6100+ instruments |
1000+ instruments |
1,000+ Instruments |
10,000+ instruments |
1,000+ instruments |
6000+ instruments |
2,000+ instruments |
Regulation |
FCA, CySEC, KNF, FSC, CNMV, DIFC |
FCA, FSC, CMA |
ASIC, CySEC, FSC, DFSA |
ASIC, CySEC, FSCA, CMA |
ASIC, CySEC |
FCA, NFA, IIROC, ASIC, CySEC, JFSA, MAS, CIMA |
FCA, CySEC, ASIC, FSAS, NFA for Crypto Exchange |
Customer Support |
24/5 |
24/5 |
24/7 support |
24/7 support |
24/7 support |
24/5 |
24/7 support |
Educational Resources |
Good |
Good |
Excellent |
Excellent |
Good |
Excellent |
Good |
Minimum Deposit |
$0 |
$200 |
$5 |
$100 |
$200 |
$100 |
$200 |
Full Review of Broker XTB
XTB is a well-known broker offering a wide range of over 6,100 tradable instruments including Forex, stocks, ETFs, and cryptocurrencies, supported by its proprietary xStation 5 platform and MT4 for MENA clients. The broker provides competitive trading conditions with industry-low or average fees and spreads, commission-free trading, and no minimum deposit requirements.
Unique features like Investment Plans make it appealing for passive investors, offering automated payments and zero commission on investments under €100,000 monthly turnover.
With strong regulatory oversight and a focus on user education, XTB caters to different levels of traders looking for a reliable and feature-rich trading experience. However, if you are looking for a broker with additional trading platform options, more advanced research tools, and account type diversity, you may want to consider other brokers as well.
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Poor services and terrible time wasters!!! it took me a lot to send high forest capital ltd dot com after them to reclaim my money from them. Scammers!!!
Pls xtb is highly scam you will notice that a price action in xtb is determine by them different from what other trading platform secondly they set their tradingform in such a way that u lose heavy even when place a trade,thirdly they take 30 percent of what ever you widra
Is this platform trade through auto trading fx? I mean robot fx
Different between XTB and xtd crypto trading
Do you have XTB affiliates or partners in South Africa?