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XTB vs Trading 212

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XTB
Trading 212

Compare XTB vs Trading 212 Side by Side

Can’t pick between XTB and Trading 212 and have doubts of which broker is actually better? Use our detailed guide of XTB Review vs Trading 212 Review, compared safety and licenses, trading conditions with fees, trading platforms, instruments, deposit & withdrawal conditions, and all the essential details compared side by side.

Summary

FeatureXTBTrading 212
Website//www.xtb.com//www.trading212.com
Founded year20022006
HeadquarterUKUK
LicensesUK, Poland, Belize, SpainUK, Bulgaria, Cyprus
Minimum DepositUS$ 0US$ 1
Trading PlatformsMT4, xStation 5Trading 212 platform
Eurusd avg Spread0.8 pips1.2 pips

Licenses

FeatureXTBTrading 212
Licenses Countries Info (short)
  • KNF
  • CNMV
  • FCA
  • IFSC
  • CySEC
  • FSC
  • FCA

Trading 212 definitely has an obvious advantage when it comes to licensing, as it holds multiple licenses from top-tier regulators in the UK, US and Australia, increasing its traders audience and providing services in more regions. While XTB holds a UK license and an additional two in Poland and Belize.

Both brokers are well-regulated and maintain their licenses from the UK FCA, while additionally holding entities from different countries to ensure global coverage.

Broker Types

FeatureXTBTrading 212
Broker types
  • STP
  • NDD
  • OTC
  • STP
  • NDD
  • DMA
  • OTC

Trading 212 is a Market Maker which is a great opportunity for beginning traders and some strategies due to its stability of a preset fee or spread. While XTB is an STP/NDD Broker is better for price transparency.

Trading Conditions

FeatureXTBTrading 212
Trading Conditions
  • beginners
  • fixed spread
  • floating spread
  • guaranteed stop loss
  • low spread
  • high leverage
  • tight spread
  • zero spread
  • auto
  • copy trade
  • expert advisor
  • hedging
  • scalping
  • social trading
  • beginners
  • floating spread
  • guaranteed stop loss
  • low spread
  • tight spread
  • zero spread
  • auto
  • copy trade
  • hedging
  • social trading

Both XTB vs Trading 212 brokers are suitable for beginner traders or professionals with bigger size trading. However, there is a slight advantage to Trading 212 for offering copy and social trading for its traders.

Fees & Commissions

Fees & CommissionsXTBTrading 212
Inactivity Feemonth$100 $
Deposit fee0 $0 $
Withdrawal fee0 $0 $
Rollover fee eurusd buy 1 lot-0.000940%-0.000151
Rollover fee eurusd sell 1 lot+0.004617%0.000002
Avg Eurusd standard acc0.8 pips1.3 pips
Gold3535
Brent oil44.8
Bitcoin1%50

XTB does not charge any additional fees such as inactivity fee or deposit/withdrawal fees, while Trading 212 fees remain considerably elevated. In addition, XTB also has lower fees compared to the ones offered by Trading 212.

Account Types

FeatureXTBTrading 212
Account types
  • Standard Account
  • Islamic Account
  • Swap Free Account
  • PAMM Account
  • Standard Account
  • Micro Account

While both XTB vs Trading 212 offer Standard accounts, Trading 212additionally offers a Swap Free Account, which allows traders to open long-term positions, and XTB has an Islamic Account to offer for traders following Sharia laws with suited conditions and applicable laws available.

Markets & Instruments

Markets & InstrumentsXTBTrading 212
Forex57180
Indices4223
Commodities184926
Cryptocurrencies2516
Shares18491700
Bonds❌❌
Options❌❌
Binary options❌❌
Spread betting❌❌
Treasuries❌❌
Futures❌❌
Etfs1191000+

Both XTB vs Trading 212 offer the same set of Trading Instruments, the slight advantage goes to XTB for having a larger offering in Commodities and Indices. 

Trading Platforms

FeatureXTBTrading 212
Platforms
  • own platform
  • MetaTrader 4
  • own platform

Both XTB vs Trading 212 offer proprietary Trading Platforms, and both offer additional platforms. The only difference here and probably the advantage for XTb is that MetaTrder4 is present in its offer that gives and opportunity to execute the orders with its advanced chartings and tools.

Deposit & Withdrawal Methods

FeatureXTBTrading 212
Payment methods
  • credit card
  • debit card
  • neteller
  • PayPal
  • skrill
  • credit card
  • debit card
  • PayPal
  • skrill
  • CashU
  • Dotpay
  • GIROPAY

XTB vs Trading 212 deposit methods are similar, the range of supported methods are alike. The only small gap is Trading 212 withdrawal fee, while XTB has none.

Others

FeatureXTBTrading 212
Others
  • Webinar
  • Video Tutorial
  • telephone
  • live chat
  • 24/5 availability
  • Webinar
  • Video Tutorial
  • telephone
  • live chat
  • 24/7 availability

Others

The level of customer support for both XTB vs Trading 212 stays at a high level and satisfies all the traders needs when it comes to live chats, phones, emails, etc. Both brokers developed comprehensive educational materials including webinars, learning guides and other supporting sources. There’s a minor disadvantage as we found Trading 212 education materials and videos are not super comprehensive and rather medium or basic level.

Conclusion on Trading 212 vs XTB

Concluding XTB vs Trading 212 comparison we found both brokers reliable and trustable with solid regulation and background. These brokers have similar min deposit requirements, both provide a wide range of trading instruments with good costs. However, we would give preference to Trading 212 for having a better regulatory backup and for offering social trading (and relatively better trading conditions). Here is our final recommendation:

  • XTB – 🥇 Best MT4 STP Brokerthat guarantees true STP Trading environment and delivers fair dealing conditions.
  • Trading 212 – 🥇 Best Broker for Social trading for a number of top traders and Best Industry Social Trading Broker